Grow and effectively manage your assets with quality savings products from Discover! As a AAA member, receive:
- Preferred member rates on 12, 24 and 60-month CD and IRA CD terms.
- Competitive rates on a variety of additional CD terms, money market and online savings accounts.
- Easy online account opening and account management.
- FDIC-insured deposits up to $250,000 per depositor, per deposit category.
- 24/7 U.S.-based Banking Specialists ready to assist you.
*As of April 2013, approximately three quarters of the AAA CD portfolio was compiled of 12, 24 and 60 month CDs. Deposits offered by Discover Bank, Member FDIC. FDIC insured up to maximum allowed by law. Discover Bank: 1. National Average APYs based on specified product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. as of 02/01/16. ©2016 Discover Bank, Member FDIC.
AAA members already have roadside coverage, but what about identity theft? Protect your identity with LifeLock. Members get LifeLock FREE* for 30 days and save 15%
Having your identity stolen is 25 times more likely than having your car stolen. That’s why AAA has partnered with LifeLock, the industry leader in proactive identity theft protection. LifeLock helps prevent thieves from ruining your good name by:
- Reducing junk mail and pre-approved credit card offers.
- Providing proactive identity theft protection.
- Helping cancel and replace the contents of your wallet if ever it’s lost or stolen.
No one can prevent all identity theft. Network does not cover all transactions. 1. 2015 Identity Fraud, Javelin Strategy & Research, March 2015. 2. Service Guarantee benefits are provided under a master policy issued by State National Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal. Disclaimer: *No payment for 30 days. After 30 days your card will be billed. You can cancel at any time without penalty. This offer is exclusive to new Lifelock members only. Terms and conditions of AAA Discounts & Rewards® partners and their agreements are subject to change at any time. At participating locations only.
‡ Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy issued by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal.
A fixed annuity is a tax-deferred savings plan with a death benefit offered by an insurance company. It’s a way to accumulate money over a long period of time. Taxes are deferred until funds are withdrawn, any funds not withdrawn prior to the time of death can be passed on to a survivor.
An annuity can be non-qualified, funded with personal savings or qualified and funded with pre-tax dollars. Once you are ready to use the money you’ve accumulated, it’s available in a lump sum or a variety of payout options, including a steady income guaranteed for life. In most instances under a non-qualified annuity, part of the income you receive is non-taxable, since it is a return of principal. In the event of death, if a beneficiary has been designated, the remaining amount bypasses probate without any court costs, delay or publicity.
AAA offers tax deferred annuity products underwritten by several top rated insurance companies. Some of the special features these products offer include:
- Competitive interest rates.
- Safety of principal backed by the financial strength of the Insurance Company.
- Withdrawal privileges of interest earned or accumulated value.
- Minimum guaranteed interest.
- Flexible contribution terms.
Our agency’s representatives are available to help members gain more knowledge about Annuities and their many benefits. For more information call 1-800-333-4242.