Articles and Advice

Recreation on the many lakes, rivers and streams in the Carolinas is a major industry, and boating is a major water activity.
To see how well you understand its impact, take the quiz on t ...

As more and more baby boomers reach the age of retirement, many are hopping onto the back of a two-wheeled machine for the feeling of freedom they haven’t experienced in years.
Motorcycle s ...

How long has it been since you reviewed your life insurance?  Chances are you filed your policy and haven’t thought about it in years.  
    
Circumstances change.

Return of premium (ROP) life insurance is a term insurance policy that provides death benefit protection and a return of premium feature, designed to overcome one of the greatest objections ...

A recent survey conducted by Beall Research & Training, indicated 62% of consumers shopping for individual health insurance went through an agent rather than buying online from a Web-b ...

Recovery Care Insurance is short-term nursing facility insurance.

It provides coverage for a less than 12-month confinement situation due to illness or injury in a short-term ca ...

There has been a lot of discussion about Health Care Reform - what it means, how it works and who is affected. Regardless of the specifics, many people will decide to shop around to see what ...

Since August 2010, a crack-down on items allowed in carry-on baggage has produced a 40% increase in checked baggage without any corresponding increase in airport baggage handling personnel. Here are s ...

Over a lifetime you will probably earn in excess of $1 million.
For example, an individual making $5,000 a month or $60,000 annually will earn $1.2 million over the next 20 years.
What ...

One of the most powerful forces in nature is that of a tornado.
And while memories of hurricanes can haunt those of us living in the Carolinas, tornados have equally destructive power. < ...

Unless you’ve been out of the country for the past six months, you’ve undoubtedly heard the news: the two most expensive automobile operating costs are on the increase.  Gasoline and insuran ...

A 2009 “Cost of Care Survey” conducted by Genworth Financial concluded that the median annual rate for a private room nursing home was $74,208. According to the American Health Care associ ...

Arriving at the car rental counter, many renters are unsure about what to do about accepting or declining a rental agency's coverages and waivers - usually because the renter does not know w ...

Better educated and more established in life, couples today plan their future together with an element of maturity that helps them deal with insurance needs and financial preparation for the ...

We all know the drill: The homeowner goes to the closing attorneys office, signs enough documents to get writer’s cramp and leaves with enough paper to print “War and Peace.” Once home, thes ...

Medicare Advantage Plans offer Medicare beneficiaries an array of new insurance options and broaden the ways in which to receive healthcare.   These privately sponsored health plans contra ...

Identify theft is the fastest growing crime in America, with 750,000 people having got stung in 2001, costing financial institutions an estimated $11.9 billion.  Insuring The Business At Home Keeps On Operating

One of the secrets to running a successful in-home-business is the ability to  separate business functions from personal activities.  Many owners have a basic Homeowners policy, however, i ...

It’s always been difficult to find insurance for mobile homes, boats, jet skis and motorcycles.  Since 9/11, insurance for costal properties in the Carolinas has also proven more difficult to find. ...

Two common questions we receive about insuring kids’ kars are: 1) When a child is still living at home and buys a car, should it be insured under the parents’ policy or a sepa ...

The insurance industry estimates insured losses from Hurricane Katrina ranged between $35 billion and $55 billion and Rita added another estimated $4.5 billion in losses. (By comparison, Hurrica ...

One of the hottest topics in insurance nowadays is whether or not to incorporate someone’s credit history into the process of underwriting
and pricing insurance - a practice currently used by mos ...

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When shopping around for a new insurance program - is price or cost more important?
In the search to lower the price of insurance, some companies have chosen to eliminate the insurance agent.  Wh ...

If you have not updated your homeowners insurance coverage, you could be paying for home improvements twice if your house is ever damaged by a catastrophic event and your improvements aren’t covered.​ ...

​AAA Carolinas has formed its own insurance company called The Members Insurance Company (TMIC) to provide direct coverage to members wanting to insure their vehicles. ...

​Choosing the right coverage for one of life’s largest expenses, shouldn’t be made in 15 minutes.  It should be made with the advice of a knowledgeable insurance counselor.  AAA Carolinas has a number ...