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AAA Member Rewards Visa® Credit Card

Receive a $100 statement credit^ after you make at least $250 in purchases within the first 90 days!

AAA Office; Online

 Read More or Apply Now for the AAA Visa Credit Card



AAA Member Rewards card*  – Earn Triple points on qualifying AAA and travel purchases.
  • Earn Double points on gas, grocery and drug store purchases
  • 1 point per $1 for all other purchases
  • Points redeemable for AAA vouchers good for AAA travel — even car repairs,gift cards, or choose cash back.  
  • Up to $500,000 Travel accident Insurance**
  • Lost Luggage Insurance**
  • Emergency card replacement **
  • Supplemental auto rental collision damage waiver**
The AAA Member Rewards Visa credit card goes the extra mile for you. Enjoy exceptional peace of mind, wherever you travel. Whether you’re at home or on the road, the AAA Member Rewards Visa credit card with gives you the security—along with the great value—you need in a credit card. 
The AAA Member Rewards Visa credit card provides 24-Hour Customer Service, around the clock fraud protection, and secure online access to your account information at

Disclaimer: For information about rates, fees, other costs and benefits associated with the use of this credit card, click on Apply Now and refer to the disclosures accompanying the online credit application. This credit card program is issued and administered by Bank of America, N.A.

*Earn one point for every dollar of qualifying purchases less credits, returns and adjustments (“Net Purchases”) charged to the card each billing cycle. Earn 2 points per dollar (consisting of 1 bonus point and 1 base point) for Net Purchases made with the card at any eligible gas, grocery or drug store merchant. Eligible merchants and their associated Merchant Category Codes("MCC") are the following: (a) Gas (MCC 5541- Service Stations and 5542- Automated Fuel Dispensers); (b) Grocery Stores (MCC 5411- Grocery Stores/Supermarkets, 5422- Freezer/Meat Lockers, 5441- Candy/Nut/Confection Stores, 5451- Dairy Product Stores, 5462- Bakeries, and 5499- Misc. Food Stores-- please note that this list does not include codes for “Discount Stores” or “Wholesale Clubs”); (c) Pharmacy (MCC 5122- Drugs/Druggists/Sundries and 5912- Drug Stores & Pharmacies). Earn 3 points per dollar (consisting of 2 bonus points and 1 base point) for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchants. Eligible travel merchants and their associated Merchant Category Codes ("MCC") are the following: (a) Airlines (MCC 3000-3299-representing individual major airline carriers, and 4511- Airlines/Air Carriers); (b) Car Rental Agencies (MCC 3351-3441-representing individual major agencies; and 7512- Automobile Rental Agency); (c) Hotels, Motels, Inns and Resorts (MCC 3501-3999-representing individual major hotel/motel chains and 7011-Hotels/Motels/Resorts); (d) Steamship/Cruise Lines (MCC 4411); and (e) Travel Agencies (MCC 4722). Although we do not determine which MCC a merchant chooses to classify itself, merchants are generally classified based upon their primary line of business. Purchases made at merchants that do not process transactions under these specified codes and purchases submitted through a third-party payment account (e.g. PayPal) will not qualify to receive bonus points. AAA clubs located in Northern California, Nevada and Utah are not participating AAA Clubs and purchases made at those clubs will not qualify for the triple points. In addition, the following types of transactions will not qualify to receive triple points: rail purchases of any sort; insurance purchases made through any AAA Club or Club-affiliated insurance agency for policies which are not underwritten by an insurance company owned by or affiliated with a AAA Club; and automobile extended warranties, trip insurance or any other services that are purchased through a participating AAA Club but are provided by a third party merchant. Balance Transfers, Cash Advances, including purchases of money orders or other cash equivalents, fees, interest charges, fraudulent transactions and certain other charges do not earn points. We reserve the right to verify eligibility of all transactions. Points valid for 5 years. Rewards begin at 2,500 points for air, and 5,000 points for cash and AAA rewards vouchers. Air rewards may be subject to a maximum dollar value and special air arrangements require payment of additional points and a processing fee. Cash rewards shall be issued for a U.S. dollar sum in the form of a statement credit, check or an electronic deposit to a Bank of America checking or savings account. The current redemption value for cash rewards check or deposits into a checking or savings account is 1% of the amount of the points redeemed. The redemption value for other reward options varies based on the type of reward and amount of points redeemed. Other significant terms apply. Program subject to change. Details accompany new account materials.

**Certain restrictions apply. See application for details.

^You will qualify for a $100 statement credit if you use your new credit card account to make any combination of Purchase transactions totaling at least $250 (exclusive of any fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) statement credit per new account. This one-time promotion is limited to new customers opening an account in response to this offer. Other advertised promotional statement credit offers can vary from this promotion and may not be substituted. Allow 8-12 weeks from qualifying for the statement credit to post to your account. The statement credit will
generally be applied to your existing balance with the highest APR before being applied to any balances with lower APRs. Receipt of a statement credit does not affect your responsibility to pay your Total Minimum Payment shown on each Statement you receive from us. The value of this reward may constitute taxable income to you.You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither
we, nor our affiliates, provide tax advice.

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